Step 1Initial Consultation
We review your current 401k plan and retirement goals.
Financial Advisor for 401(k) Plans
Maximize your retirement savings with expert guidance from a financial advisor for 401k plans in Chicago. At Zuckerman Investment Group, we help clients like you navigate retirement accounts, optimize contributions, and make smart investment decisions.
Financial Advisor for 401(k) Plans
If you’re looking for a financial advisor for your 401(k), you’re probably asking one of these questions:
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Am I investing my 401(k) the right way?
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Should I roll it over when I change jobs?
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How much should I contribute each paycheck?
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Am I taking too much risk—or not enough?
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How do I turn my 401(k) into retirement income?
A 401(k) is one of the most powerful wealth-building tools available—but only if it’s invested correctly and connected to a clear financial plan. Schedule a 30-minute call to get clarity on your next step.
$1.8B
in AUM (as of 3/31/2025)
300+
Families & Individual Clients
100%
Employee & Family Owned
What a Financial Advisor Can Do for Your 401(k)
Many people assume a 401(k) is “set it and forget it.” But the truth is: most 401(k) plans include dozens of fund choices, and small decisions can have a huge impact over time.
We can help you choose the right investments inside your 401(k), create a strategy for contributions, reduce fees and avoid underperforming funds, decide what to do with your old 401(k), and help build out a real retirement plan.
Choose the Right Investments Inside Your 401(k)
Most 401(k) plans offer a mix of target-date funds, index funds, mutual funds, bond funds, and company stock. If your plan allows it, we can manage and pick the investments for you. If not, we can still recommend the best options within your plan.
Create a Strategy for Contributions
A good 401(k) strategy includes how much to contribute, whether to prioritize Roth or Traditional, how to maximize employer match, and when to increase contributions over time. Even small improvements can create major long-term gains.
Reduce Fees and Avoid Underperforming Funds
Many 401(k) plans include funds with high expense ratios. We will help you identify expensive funds, choose better alternatives, and keep your portfolio diversified at a low cost.
Decide What to Do With an Old 401(k)
If you’ve changed jobs, you may have an old 401(k) sitting somewhere. We can help you roll it into an IRA, convert to a Roth IRA (when appropriate), and more.
Build a Real Retirement Plan (Not Just a 401(k) Balance)
A 401(k) is only one piece of your financial life. We help clients connect their 401(k) to the bigger picture, including retirement income projections, overall financial planning, social security timing, and more.
Our 401k Advisory Process
Our 401k advisory process ensures your retirement plan works as hard as you do. From evaluating your current plan to ongoing monitoring, we guide you every step of the way toward a secure retirement.
Step 2Plan Optimization
Identify strategies to improve contributions, asset allocation, and fees.
Step 3Implementation Support
We will align on a tailored portfolio strategy and invest your account, rebalancing when needed.
Step 4Ongoing Monitoring
Regular check-ins to ensure your 401k stays on track toward your retirement goals.
Common Questions About 401k’s
Not always—but if you’re unsure about your investments, rolling over an old plan, or trying to maximize retirement contributions, working with an advisor can save you from expensive mistakes.
Yes—you can work with a financial advisor on your 401(k), but it depends on your plan. Some employers don’t allow outside advisors to manage the account since you’re limited to the plan’s fund options, while others do. We recommend checking with your 401(k) representative to confirm what’s allowed. Either way, an advisor can recommend which funds to choose inside the plan, build an allocation, help you decide on contributions, etc.
Absolutely. We assist clients in rolling over old 401k plans into IRAs or new employer plans to consolidate accounts and improve investment options.
We help you determine the optimal contribution level based on your retirement goals, employer match, and current financial situation.
Recognized in Our Industry
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Comprehensive Services & Advice – Not Just for Your 401(k)
Defining Your Goals
Let’s understand what’s important to you now, and in the future.
Comprehensive Finanical Plan
An all-encompassing plan that is centered around knowing you, your family, and your finances.
Customized Investment Plan
Design and implement a strategy that aligns with your unique financial circumstance.
Coordinate Your Team of Advisors
Collaborate with your advisors to optimize the strategy and objectives of your financial plan.
Tax Planning
Work alongside your tax professional to implement efficient tax strategies.
Estate Planning
Work alongside your trust and estate attorney to make sure your estate aligns with your financial goals.
Understand Complexity of Family Trusts & Asset Structures
Guidance and ongoing management for financial complexity.
Philanthropic Planning & Charitable Giving
Explore your charitable goals and potential tax implications to create and implement a strategy fit for your needs.
Retirement Planning & Projections
Set goals and create a strategy to ensure a secure retirement.
Educate Your Children on Your Finances
Trust and transparency with the next generation to prepare for wealth transfer and establish a secure financial future tailored to the needs of the entire family.
Private Investments
Access to unique investment opportunities. Insight, analysis and counsel of your one-off investment deals.
Education Planning & Funding
Estimate education costs and review investment strategies to reach your education planning goals.
Take Control of Your 401k Today
Don’t leave your retirement savings to chance. Schedule a consultation with a Chicago financial advisor for 401k and start optimizing your plan for a secure future.